SWP Calculator

Estimate what is left after regular withdrawals.

10 lakh
8 thousand
Balance at the end
₹7,56,072
Total withdrawn
₹9,60,000
Months the money lasted
120
  • Total withdrawn ₹9,60,000 (55.9%)
  • Balance at the end ₹7,56,072 (44.1%)
0 2.5 L 4.9 L 7.4 L 9.8 L 1 3 5 7 9
  • Balance at the end
The table below gives the same figures in detail.
Year by year
YearWithdrawnBalance
1 ₹96,000 ₹9,83,400
2 ₹96,000 ₹9,65,422
3 ₹96,000 ₹9,45,953
4 ₹96,000 ₹9,24,867
5 ₹96,000 ₹9,02,031
6 ₹96,000 ₹8,77,300
7 ₹96,000 ₹8,50,516
8 ₹96,000 ₹8,21,509
9 ₹96,000 ₹7,90,094
10 ₹96,000 ₹7,56,072

Estimate what is left after regular withdrawals. Enter your details below and the result appears instantly. The calculation runs in your browser and nothing is stored.

How it is calculated

Each month: balance = balance x (1 + r) - withdrawal
r = yearly return / 12 / 100. Withdrawals stop when the money runs out.

Frequently asked questions

How does the SWP Calculator work?

A fixed mathematical formula is applied to the numbers you enter. The formula is explained further down the page.

Is the result exact?

The result is an estimate. The actual amount can differ because of the institution's rules, charges and rate changes.

Is my information stored anywhere?

No. The calculation runs in your browser and the numbers you enter are not saved on our server.