SWP Calculator
Estimate what is left after regular withdrawals.
- Balance at the end
- ₹7,56,072
- Total withdrawn
- ₹9,60,000
- Months the money lasted
- 120
- Total withdrawn ₹9,60,000 (55.9%)
- Balance at the end ₹7,56,072 (44.1%)
- Balance at the end
Year by year
| Year | Withdrawn | Balance |
|---|---|---|
| 1 | ₹96,000 | ₹9,83,400 |
| 2 | ₹96,000 | ₹9,65,422 |
| 3 | ₹96,000 | ₹9,45,953 |
| 4 | ₹96,000 | ₹9,24,867 |
| 5 | ₹96,000 | ₹9,02,031 |
| 6 | ₹96,000 | ₹8,77,300 |
| 7 | ₹96,000 | ₹8,50,516 |
| 8 | ₹96,000 | ₹8,21,509 |
| 9 | ₹96,000 | ₹7,90,094 |
| 10 | ₹96,000 | ₹7,56,072 |
Estimate what is left after regular withdrawals. Enter your details below and the result appears instantly. The calculation runs in your browser and nothing is stored.
How it is calculated
Each month: balance = balance x (1 + r) - withdrawal
r = yearly return / 12 / 100. Withdrawals stop when the money runs out.
Frequently asked questions
How does the SWP Calculator work?
A fixed mathematical formula is applied to the numbers you enter. The formula is explained further down the page.
Is the result exact?
The result is an estimate. The actual amount can differ because of the institution's rules, charges and rate changes.
Is my information stored anywhere?
No. The calculation runs in your browser and the numbers you enter are not saved on our server.



