PPF Calculator

See how a PPF account grows year by year.

1.5 lakh
Amount at maturity
₹40,68,209
Total invested
₹22,50,000
Interest earned
₹18,18,209
  • Total invested ₹22,50,000 (55.3%)
  • Interest earned ₹18,18,209 (44.7%)
0 10.2 L 20.3 L 30.5 L 40.7 L 1 3 5 7 9 11 13 15
  • Amount at maturity
The table below gives the same figures in detail.
Year by year
YearTotal investedInterestBalance
1 ₹1,50,000 ₹10,650 ₹1,60,650
2 ₹3,00,000 ₹22,056 ₹3,32,706
3 ₹4,50,000 ₹34,272 ₹5,16,978
4 ₹6,00,000 ₹47,355 ₹7,14,334
5 ₹7,50,000 ₹61,368 ₹9,25,701
6 ₹9,00,000 ₹76,375 ₹11,52,076
7 ₹10,50,000 ₹92,447 ₹13,94,524
8 ₹12,00,000 ₹1,09,661 ₹16,54,185
9 ₹13,50,000 ₹1,28,097 ₹19,32,282
10 ₹15,00,000 ₹1,47,842 ₹22,30,124
11 ₹16,50,000 ₹1,68,989 ₹25,49,113
12 ₹18,00,000 ₹1,91,637 ₹28,90,750
13 ₹19,50,000 ₹2,15,893 ₹32,56,643
14 ₹21,00,000 ₹2,41,872 ₹36,48,515
15 ₹22,50,000 ₹2,69,695 ₹40,68,209

See how a PPF account grows year by year. Enter your details below and the result appears instantly. The calculation runs in your browser and nothing is stored.

How it is calculated

Each year: balance = (balance + yearly deposit) x (1 + r)
The deposit is assumed at the start of the year and interest is credited once a year.

Frequently asked questions

How does the PPF Calculator work?

A fixed mathematical formula is applied to the numbers you enter. The formula is explained further down the page.

Is the result exact?

The result is an estimate. The actual amount can differ because of the institution's rules, charges and rate changes.

Is my information stored anywhere?

No. The calculation runs in your browser and the numbers you enter are not saved on our server.