PPF Calculator
See how a PPF account grows year by year.
- Amount at maturity
- ₹40,68,209
- Total invested
- ₹22,50,000
- Interest earned
- ₹18,18,209
- Total invested ₹22,50,000 (55.3%)
- Interest earned ₹18,18,209 (44.7%)
- Amount at maturity
Year by year
| Year | Total invested | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹10,650 | ₹1,60,650 |
| 2 | ₹3,00,000 | ₹22,056 | ₹3,32,706 |
| 3 | ₹4,50,000 | ₹34,272 | ₹5,16,978 |
| 4 | ₹6,00,000 | ₹47,355 | ₹7,14,334 |
| 5 | ₹7,50,000 | ₹61,368 | ₹9,25,701 |
| 6 | ₹9,00,000 | ₹76,375 | ₹11,52,076 |
| 7 | ₹10,50,000 | ₹92,447 | ₹13,94,524 |
| 8 | ₹12,00,000 | ₹1,09,661 | ₹16,54,185 |
| 9 | ₹13,50,000 | ₹1,28,097 | ₹19,32,282 |
| 10 | ₹15,00,000 | ₹1,47,842 | ₹22,30,124 |
| 11 | ₹16,50,000 | ₹1,68,989 | ₹25,49,113 |
| 12 | ₹18,00,000 | ₹1,91,637 | ₹28,90,750 |
| 13 | ₹19,50,000 | ₹2,15,893 | ₹32,56,643 |
| 14 | ₹21,00,000 | ₹2,41,872 | ₹36,48,515 |
| 15 | ₹22,50,000 | ₹2,69,695 | ₹40,68,209 |
See how a PPF account grows year by year. Enter your details below and the result appears instantly. The calculation runs in your browser and nothing is stored.
How it is calculated
Each year: balance = (balance + yearly deposit) x (1 + r)
The deposit is assumed at the start of the year and interest is credited once a year.
Frequently asked questions
How does the PPF Calculator work?
A fixed mathematical formula is applied to the numbers you enter. The formula is explained further down the page.
Is the result exact?
The result is an estimate. The actual amount can differ because of the institution's rules, charges and rate changes.
Is my information stored anywhere?
No. The calculation runs in your browser and the numbers you enter are not saved on our server.



