NPS Calculator

Estimate your corpus and pension at retirement.

5 thousand
Corpus at retirement
₹1,13,96,627
Total invested
₹18,00,000
Estimated gains
₹95,96,627
Lump sum
₹68,37,976
Amount used for the annuity
₹45,58,651
Estimated monthly pension
₹22,793
  • Lump sum ₹68,37,976 (60.0%)
  • Amount used for the annuity ₹45,58,651 (40.0%)
0 28.5 L 57 L 85.5 L 1.1 Cr 1 5 9 13 17 21 25 29
  • Corpus at retirement
The table below gives the same figures in detail.

Estimate your corpus and pension at retirement. Enter your details below and the result appears instantly. The calculation runs in your browser and nothing is stored.

How it is calculated

Each month until retirement: balance = (balance + contribution) x (1 + r)
The chosen share of the corpus buys an annuity. Monthly pension = annuity amount x annuity rate / 12.

Frequently asked questions

How does the NPS Calculator work?

A fixed mathematical formula is applied to the numbers you enter. The formula is explained further down the page.

Is the result exact?

The result is an estimate. The actual amount can differ because of the institution's rules, charges and rate changes.

Is my information stored anywhere?

No. The calculation runs in your browser and the numbers you enter are not saved on our server.